TOTEM BEAR

Central banking systems are currently very expensive and complex to implement. New financial services need flexible and scalable systems, especially in the fintech market.

To offer an easy to implement technological ecosystem that allows the design and implementation of new financial services.

Accompany the development and implementation of new financial products and services with secure and easy to implement technology.

It is an accelerated bankarization tool that allows implement digital solutions to expand access to basic financial services for their populations.

Fintech, Neo Bank, Customer factory, Credit factory and Collection factory.